What’s a good conclusion to draw if you hear these expressions?
“We had a baby!”
“I’m sorry to tell you…”
“Congratulations!”
“Case closed.”
“I do.”
Someone’s life just changed. Everyone has unexpected events, embarks on different paths and simply watches life unfold. Although updating health insurance isn’t the first thing on our minds in these moments, it’s still important. These situations give us a chance to evaluate and update our coverage options. Contact our healthcare navigators.
Health insurance companies and government-funded health programs call them “qualifying events.” They allow subscribers to participate in special enrollment, which is the period from open enrollment’s end date to its next start date. What experiences may qualify for updates?
- Losing coverage through an employer or family member, because of lost dependent status or due to increased income
- Changing family relationship status by getting married, having a baby, adopting a child or becoming divorced or legally separated
- Experiencing other events including being accepted into a federally recognized tribe or named an Alaska Native Claims Settlement Act corporation shareholder, earning U.S. citizenship and leaving incarceration
While this list highlights just a few areas, other circumstances allow health insurance updates. Our healthcare navigators help people determine if they can participate in special enrollment. The process may require submitting documents to confirm the life event occurred, making sure every box is checked so the enrollment can advance.
If updates are permitted, our navigators can also help them enroll in new coverage, Medicaid or Denali KidCare through the Health Insurance Marketplace at HealthCare.gov. Alaskans can count on us to give them free, accurate and impartial info. Then, no matter how their life changes, they can expect to hear our healthcare navigators say:
“We’re glad we could help you understand your options.”
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